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A Pound of Flesh for Refinance

March 31, 2017 shalady 1

It was a couple of years since I had bought my house. The interest rates had dipped since I had taken the Mortgage. This was a perfect time to utilize refinancing options. Luckily, one my close friends is a lender. I discussed my options with her and agreed upon a […Click here to read more]

5 Must Do things before one dies!

March 27, 2017 shalady 0

You will never guess what the top 5 to-do things are before one dies. This list does not include scuba diving with sharks or bungee jumping in New Zealand. This is not an emotional or a traditional bucketlist that follows the path of enjoyment and must-have life experiences. Unless you are all […Click here to read more]

Where is my Money??

March 24, 2017 shalady 2

Where is our money going? Between my husband and I, we are spending over 3000$ a month. We don’t have any expensive hobbies or habits. We don’t eat out more than twice a week (the month is question is an exception). We pack our lunch every day. We do not […Click here to read more]

Should I save Money?

March 22, 2017 shalady 2

Honestly, I do not know but I do it anyway. Why? Because of the too many articles that I have been reading about what happens during retirement when health expenses rise exponentially and income is almost negligent. There are too many ‘what-ifs’ that are driving me to save money for […Click here to read more]

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Hungry for Etiquette

March 20, 2017 shalady 1

This past Friday, a friend and I volunteered\participated in a Shuttle Badminton Tournament. We expected the event to go on until around 5-6 pm in the evening. However due to many participants, it ended much later in the evening than we expected. We had our lunch at around 12:30 pm in […Click here to read more]